Filed Your Taxes? Here’s What Comes Next (and What to Do If You Didn’t)

Breathe easy—another tax season is in the books. Whether you filed early or made it under the wire, it’s time to shift from “tax prep” mode into “what now?” mode.

But if you haven’t filed your taxes yet and didn’t request an extension, don’t panic—take action now. Below, we’ve outlined steps for both situations so you can feel confident about your next move.

If You Filed Your Taxes…

1. Expecting a Return? Here’s How to Check It

Use the IRS’s “Where’s My Refund?” tool to track your refund anytime. You’ll need your Social Security number, filing status, and the exact refund amount. Most refunds are issued within 21 days, though some may take longer.

Prefer a mobile app? You can also check your refund with IRS2Go.

2. Owe Taxes and Still Unpaid? Don’t Wait

If you filed but still owe, make a payment as soon as possible to avoid further penalties or interest. IRS Direct Pay is a convenient online option; most state agencies have similar tools. If you need help with your payment options, reach out—we’re happy to walk you through them.

3. Rethink Your Withholding or Estimated Payments

If you owed more than expected—or received a big refund—it may be time to revisit your tax withholding or estimated payments for 2025. Minor tweaks now can mean fewer surprises next April.

4. Store Your Tax Documents Securely

Your return includes sensitive information, whether you went paperless or kept a physical copy. We recommend storing it safely and digitally when possible.

5. Let’s Talk About What’s Next

Tax season may be behind us, but thoughtful financial planning is a year-round conversation. Let's connect if you're considering retirement, growing your business, or optimizing deductions for next year.

If You Haven’t Filed (and Didn’t Request an Extension)…

You’re not alone—but it’s time to take action.

1. File As Soon As You Can

The penalty for not filing is more severe than for not paying. Even if you can’t afford to pay immediately, filing your return stops the late filing penalty from growing.

2. Pay What You Can

Paying now will reduce penalties and interest over time. If you can't cover the full amount, you can pay online through IRS Direct Pay or explore payment plan options.

3. Consider a Payment Plan

The IRS offers payment plans for those who qualify. Setting one up can prevent collection actions and help you get back on track.

4. Watch for IRS or State Notices

If you’ve already received a notice, or one arrives soon—don’t ignore it. Timely responses can help you avoid more serious penalties.

5. File State Taxes Too

If you live in a state with income tax, remember to file there, too—even if you’re late.

We’re Still Here—All Year Long

Whether your return is filed and finished, still on your to-do list, or somewhere in between, we’re here to help. Thank you for trusting Carlson Hearne CPA this tax season. We know it can be stressful, and we’re honored to support you.

Need help catching up or planning? Contact us anytime.